Practical Topic of Credit Risk Scorecard Development (1) - Sample…

Practical Topic of Credit Risk Scorecard Development (1) Sample Selection [1] Kevin Lan 2008.12 All the techniques for credit and behaviour score modeling require a sample of previous customer base and their historical information (internal or external) to develop a scoring system. There are two primary objectives in selecting such a sample to meet the ends of scoring requirements. · It should be representative of those people who are likely to apply for credit in the future, e.g., the… More information...

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