Kiva vs OptINNow - which do you prefer?

I know that Kiva is pretty popular here on NazNet. I read about it and was excited about it back when it started, but I hadn't signed up until today (and I joined the NazNet team, btw). I imagine my wife and I will start with $100 or so in loans sometime this week. But I've also been seeing ads for OptINnow on various Christian websites. Their microfinance setup seems a bit similar to Kiva, but with some big differences. With OptINnow, your investment is a donation, and you never get it back… More information...

User:	cwilson
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